Auto Loans

Find Your Perfect Auto Loan

Compare our auto loan options and find the right financing solution for your new or used vehicle.

New Car Loan

4.99% APR*

Finance your brand new vehicle with our lowest available rates and flexible terms.

Rates as low as 4.99% APR
Loan terms up to 84 months
100% financing available
No prepayment penalties
Fast approval process

Used Car Loan

5.49% APR*

Get competitive financing for quality pre-owned vehicles from dealerships or private sellers.

Rates as low as 5.49% APR
Vehicles up to 7 years old
Loan terms up to 72 months
Mileage up to 75,000
Dealer and private party purchases

Auto Refinance

5.25% APR*

Lower your monthly payments or reduce your loan term with our auto refinance options.

Reduce your interest rate
Lower monthly payments
Change your loan term
No application fees
Fast funding available

Lease Buyout

5.75% APR*

Purchase your leased vehicle at the end of your lease term with favorable financing.

Purchase your leased vehicle
Competitive buyout rates
Skip lease-end fees
Keep the car you love
Simple application process

*Annual Percentage Rate (APR) is accurate as of October 1, 2023, and may change. Your actual rate may vary based on creditworthiness, loan amount, vehicle age, and other factors.

Auto Loan Calculators

Use our calculators to estimate your monthly payments and understand your auto financing options.

Vehicle Price: $30,000

Down Payment: $5,000

Loan Term: 60 months

Interest Rate: 5.49%

$472

Estimated Monthly Payment

Loan Amount: $25,000

Total Interest: $3,320

Total Loan Cost: $28,320

Payoff Date: Oct 2028

Calculate how much car you can afford based on your budget and financial situation.

Determine how much you could save by refinancing your current auto loan.

Our Simple Auto Loan Process

Check Your Rate

Get pre-qualified in minutes without impacting your credit score.

Find Your Vehicle

Shop for your new or used car with your pre-qualification amount in hand.

Complete Application

Submit your full application with vehicle details for final approval.

Drive Away

Receive your funds and complete your purchase at the dealership.

Check Your Rate Contact Loan Specialist

Finance Any Type of Vehicle

New Cars

Finance brand new vehicles from any dealership with our competitive new car loan rates.

Used Cars

Get financing for quality pre-owned vehicles from dealerships or private sellers.

Trucks & SUVs

Finance your next truck, SUV, or crossover with specialized loan options.

Motorcycles

Specialized financing for motorcycles, ATVs, and other recreational vehicles.

RVs & Campers

Finance your dream RV, motorhome, or travel trailer for your next adventure.

Boats & Watercraft

Specialized financing options for boats, personal watercraft, and marine equipment.

Why Choose Global Trust Bank for Your Auto Loan?

Competitive Rates

We offer some of the most competitive auto loan rates in the industry with flexible terms.

Fast Approval

Get pre-qualified in minutes and receive funding as soon as the same day.

No Hidden Fees

We believe in transparent lending with no application fees or prepayment penalties.

Digital Experience

Complete your entire loan application and manage your account through our secure online portal.

Flexible Terms

Choose from loan terms from 24 to 84 months to fit your budget and financial goals.

Dedicated Support

Our auto loan specialists are available to guide you through the entire process.

What Our Customers Say

"The auto loan process with Global Trust Bank was incredibly smooth. I got pre-approved online in minutes and was able to walk into the dealership with confidence. The rate was much better than what the dealership offered!"

Michael Thompson

Financed a 2023 Honda CR-V

"I refinanced my auto loan with Global Trust Bank and lowered my interest rate by 2.5%. The process was simple, and I'm saving over $1,500 over the life of the loan. Highly recommend their refinance options!"

Sarah Johnson

Refinanced a 2021 Toyota Camry

"As a first-time car buyer, I was nervous about the financing process. The loan specialist at Global Trust Bank walked me through everything and found me a great rate. I love my new car and the payment fits perfectly in my budget."

David Chen

First-time buyer, 2022 Hyundai Elantra

Frequently Asked Questions

We offer auto loans for a wide range of credit scores. While borrowers with excellent credit (720+) qualify for our best rates, we also work with customers with good (680-719), fair (620-679), and even challenged credit. The specific rate and terms will depend on your credit profile, income, and the vehicle you're financing.

Down payment requirements vary based on the loan type and your credit profile. For new cars, we offer options with as little as 0% down for well-qualified buyers. For used cars, we typically recommend 10-20% down. The specific requirement will be determined during the application process based on your creditworthiness and the vehicle details.

Our pre-qualification process takes just minutes and doesn't impact your credit score. Once you've found your vehicle and submitted a complete application with all required documentation, final approval typically takes 1-2 business days. In many cases, we can provide same-day funding for dealership purchases.

Yes, we offer financing for private party vehicle purchases. The process is similar to dealer financing, but we'll need additional documentation including the vehicle title, bill of sale, and sometimes a vehicle inspection. We'll work directly with the seller to facilitate the transaction and ensure all paperwork is properly completed.

For used vehicles, we typically finance cars up to 7 years old with less than 75,000 miles. However, we make exceptions on a case-by-case basis for well-maintained vehicles with complete service records. The specific age and mileage limits may vary based on the vehicle make, model, and your credit profile.